7 Reasons Why a Cheaper and Unbranded Builder Could Be a Terrible Mistake

7 Reasons Why a Cheaper and Unbranded Builder Could Be a Terrible Mistake

Regret-Free 2Looking for a new home means taking into consideration numerous factors but primary among them is trust. How much do you trust your builder? Because you will be entrusting your life’s savings into the apartment that you are buying.

It’s not something that you can take lightly.

In the case of reputed, or branded builders, there are several established precedents to show the buyer what to expect. Branded builders might turn out to be much more costly, but they are worth it.

One of my friends, Mr. Kanakaraj found this the hard way when he bought an apartment from an unbranded builder. Dazzled by the marketing spiel and especially the low price offered for the apartment in Uttarahalli, he went ahead and bought the apartment. It is an action he greatly regrets, even till today.

The following is his account of how everything that could go wrong; went wrong. Wise people learn from the mistakes of others and our aim is to ensure that others do not undergo the same experience.

The never ending story of construction

Everyone expects delays in construction, so when this builder specified that the project would begin in 6 months, Mr.Kanakaraj assumed it would take a few more months. Instead, the construction began after 2 years.

This meant numerous problems because it drastically changed all the plans he had made with regards to his future residence. In particular, he faced a financial crunch because he was paying EMI as well as rent.

They took the stairs because there was no lift

Amenities like lifts are necessities and not luxuries. But that is precisely how the residents of this building felt when the lift arrived into their building four years after they occupied the flat.

For four years, those who lived on the third and fourth floor had to trudge up and down every single time. However, the problems of the residents didn’t subside even when the lift arrived. The lift is not of good quality and breaks down every week and doesn’t open on the ground floor.

Ta-da! It’s a new home. It just doesn’t look like it!

Barely a year after residents started living here, they noticed that the paint was peeling away. It no longer looked like the brand new apartment it was supposed to be.

Apparently, only a single coat of paint was given. Shoddy paintwork has made the entire building look old and tasteless.

Park your car, here, there, anywhere

Everyone takes car parking for granted. But residents discovered that this builder had not demarcated any space in the building for a car park.

It’s indeed shocking negligence on the part of the builder who failed to fulfill even this basic amenity for the residents.

Residents have to constantly raise a stink about this

The presence of a Sewage Treatment Plant in the building is apparently an eyewash as there is no outlet created for the sewage! On repeated badgering, the builder claims that there was no written agreement about BWSSB being involved.

Without an outlet for the sewage, residents have to bear the stink and suffer numerous other problems if the sewage is not taken away. The situation seems rather prehistoric!

They didn’t even get A Khata

One of the most important aspects while buying a home is ensuring that you get an A Khata but in this case, the Khata given was conditional. This meant that the residents would be able to get only the B Khata and this is a serious situation.

The builder also didn’t pay betterment charges to BBMP. All this means that buyers are stuck with the apartment which they cannot sell because of khata issues.

What happens now on a regular basis

The result of all these problems is that the residents have formed an association and are constantly trying to approach the builder to rectify his mistakes. The builder never answers the phone calls and conveniently stays out of reach.

What’s galling is that he has started construction for another building and the residents fear that he has diverted their money to fund that building, while they continue to languish.

The building has become rather infamous in the locality for all these problems and naturally, people are unable to sell their apartments or even rent it for that matter.

Mr. Kanakaraj wholeheartedly regrets his purchase with this non-branded builder. Opting for a branded builder might seem expensive but in the long run, it will save you all this anguish. What’s more, if you want to sell your apartment, there are definitely better chances of getting a better ROI.

Key Takeaways

  • Don’t get taken in by marketing tactics. Low, attractive rates often become high liabilities later on and promises are just empty words.
  • Before making the plunge, do your homework about the builder. Find out the condition of his other construction sites, speak to home owners who have bought apartments from him and ask lots of questions. No question is too silly or irrelevant when your life’s savings are at stake.
  • Unrecognized, unbranded builders often divert funds from one construction site to another, resulting in inferior quality buildings, inundated with numerous problems.



Things You Must Check to Make the Most out of Your Site Visit

Things You Must Check to Make the Most out of Your Site Visit

Site Visit Checklit

Here is a handy checklist of all things you must be doing when on a site visit, to ensure every aspect of your home buy is inspected.

Buying a home today is broadly a choice between a ready-to-occupy or one that is currently under-construction.

In most cases, the home under-construction works out to be an economically better deal, as costs are often lower.

But then again, in an under construction home there are risks of what you will get and when you would get it.

Hence, it is important that you evaluate a property on multiple aspects, before actually signing on the dotted line. And this evaluation varies a bit for a home that is currently underway and one that is ready for you to move in.

Now, there are few general guidelines you will have to check no matter what type of property you are looking to buy.

So whenever you are going for a site visit carry a pen and notebook along with you and evaluate your site visit for the following things


  • Check whether the project is easily approachable or does it require a lot of time and effort to reach there.
  • How far is the project from main road?
  • Are there sufficient street lights in the approach road?
  • Check for lonely patches in the approach road.

If the approach road doesn’t meet all the above requirements, you can expect a better price than nearby properties that have a better approach.

Connectivity and Accessibility 

  • Check the connectivity of the project, whether it is has accessibility to public transport such as buses and metros from the project,
  • Check whether there are good Hospitals nearby .
  • Look beyond the project layout and check for the nearest grocery store, schools, banks.
  • Security of the area in and around the layout is another important aspect, you must inspect
  • Check the scope of entertainment, like theaters and restaurants nearby.

Here are some specific guidelines that will help you ask the right questions, when visiting:

A Ready to Move Home

  • Evaluate the stand of the builder in the construction community and their diligence to providing quality construction.
  • Ensure you have the apartment plans in hand. Make sure all the amenities promised, are provided. If the amenities are not ready , get a commitment on when it could be ready.
  • Your evaluation must include the balconies, the floor area assured, all ventilation points, the drainage systems and the power supply. Check if the grills in the balcony are provided by the builder. If not, do you have the option of doing your own grills or would have to follow the builder’s design specifications
  • It’s very important that you check the electrical fittings, the power backup and the frequency of power supply.
  • Look at the quality of work inside the house. Every builder provides a detailed list of all materials and accessories used. Check the fixtures, tiles etc are as per the specifications mentioned in the brochure
  • Move on to the common areas from here and ensure that everything on your floor is as per the plan. While minor deviations occur naturally, make sure that these changes do not cut into what you are being promised. Look at the elevators, fire safety measures and lighting.

Once you are satisfied with all that is being offered, you can take the discussion further and finalize on the home of your choice. Have your realty lawyer scrutinize documents to ensure that everything is legally in place and there are no hindrances of any kind.

A Home Under-Construction:

  • Check the layout, and evaluate it on the basis of Security and safety of your family
  • Assess the model flat accurately on the bedroom size, Kitchen Size. Check with the sales personal on the materials that will be used for your home will be similar to that of Model apartment.
  • Check the number of entrances and exits and how well they are placed
  • Check if the parking facilities are as per the approved plan and how many car parks are available
  • Walk into the entrance lobby and ascertain its utility
  • Look at the space provided for lifts and their placement in terms of the apartment you are considering
  • Evaluate all the common areas provided to see whether the construction is going as per the approved plan.
  • Look at the drainage systems in place
  • Look at whether open spaces, the pool, club house, gym and any other facilities promised are going as per the approved plan. Though a small leeway may be made for changes, it should not deviate too much.

With this checklist, you will be able to ascertain if a particular property lives up to your expectations and your discerning taste.

It will also help you clear any doubts you may have and ensure that you get all that you are promised within a stipulated time.