When Vakil Hosur Hills residents gifted us the best surprise!

When Vakil Hosur Hills residents gifted us the best surprise!

We at Vakil Housing believe that we don’t just build homes, we also built relationships.

In our 17 years of experience in the real estate industry we have not just developed innumerable projects, but also forged the bond of trust with many happy and satisfied home owners.

And that’s what we cherish the most. The appreciation we receive from people for building their dream home just as they imagined.

And while our customer’s satisfaction is our primary goal, sometimes these gracious tokens of appreciation by them hold a special place in our hearts.

Here is the story of one such moment, gifted to us by residents of Vakil Hosur Hills.

Vakil Hosur Hills, is one gem amongst projects, nestled in the quiet Hills of Hosur, far away from the chaos of city. This picturesque project, isn’t just a celebrated piece of beauty in itself, but has also turned out to be a lucrative investment, with the project value appreciating many folds in the subsequent years of its sale.

So when we handed over the project to the association we never imagined our customers had this beautiful surprise in store for us.

The association members payed a visit to our Kormangala office, for celebrating the New Years with the staff.

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We had a great time celebrating with the residents and their love and gratitude truly left us overwhelmed.

We hope to continue building great homes and forging many such relationships along the way.

Vakil Hosur Hills : Picture Gallery


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To Buy or Not to Buy – The Big Debate

To Buy or Not to Buy – The Big Debate

Owning-Versus-Renting-a-HomeRemember the good old days right after college? Your biggest worries – forgetting your friend’s birthday, picking a place to party or buying cool gadgets.

Over the years, you have climbed the ladder of success, have a loving family and then, the time comes to make certain decisions. The most important being – to rent or buy a house.

Here are some pointers to help you arrive at this crucial decision.

Location Wise

Rented House

A rented apartment offers you the marvelous convenience of picking a location most suitable in terms of distance from work, ease of access to the city’s centre, etc.

While rent varies depending on the location, it is more affordable than investing in an apartment in the same area – at least on a short-term basis. Plus, if you do not like the apartment, you can always scout for a new place and move after the agreement period.

Own Home

In the larger scheme of things, you will retire from work at a certain age and would want to settle in your own place. There’s no predicting how much the real estate market would appreciate by then.

Getting a home loan may become difficult when you are closer to retirement.


If you do not have the budget to invest in a house that meets your convenience, invest in one as a long term, futuristic investment. Identify a location you and your family want to settle down in, pick an area and buy a house from a reliable builder.

You can rent it out till a later date when you actually want to move there and enjoy retired life. An ideal way of having your cake and eating it too.

Return on Investment

Rented House

With the ever-growing demand for real estate, property prices sometimes rise steeply and remain there for a long period of time. Rent prices are not immune to this price rise; your rent could increase as most rent agreements have a clause for an annual hike of approximately 10 per cent.

However, property prices almost double every year, especially in the metros. So renting may be more realistic.

Own Home

Even with all the steep price hikes, your down payment and home loan is an investment towards a permanent property you will own, whereas rent is an expense towards a temporary abode.

If the prices keep moving upwards, you are better off investing in your prime years than waiting.


There are online tools that help assess your investment. Conduct a risk analysis based on factors such as return on investment, tax benefits, etc. to understand your risk appetite and financial health.

You can also do something as simple as calculating the price-to-rent ratio – divide the total cost of buying a house by your annual rent. If the ratio is between 1 and 15, you would benefit more from buying a house. If the ratio is above 15, you should probably rent.

Financial Strength & Flexibility

Rented House

The biggest cost you will accrue while renting a house is the deposit. This deposit is just security money and is most likely to come back to you in full, unless there is any damage.

Apart from the rent, there is little monthly expenditure towards maintenance. If you rent a fully furnished apartment, it saves you bucks and leaves you with more disposable income.

However, a rented house also translates to restrictions and limitations; you cannot make any alterations to the house or drastically change the decor per your interests.

Own Home

Buying a house is probably going to be the biggest investment you will ever make. It is going to pinch your savings, but at the end of the day, you will have a place you call your own.

You can decorate it the way you want, make major renovations – the works!


You can avail a home loan of about 40% of your monthly income, but you need to make arrangements for the down payment, which could be up to 20% of the price. Additionally, you need to set aside funds for home decor, furnishing, monthly household expenses, etc.

Consider these expenditures before you take the big step.

Buying a house is a crucial decision and one of the most important milestones of your life. Make a decision based on where you see yourself in the larger scheme of things and what would make you happy. After all, you only live once.


  • Evaluate each aspect of both rented home as well as owned home; both have their own pros and cons.
  • A rented home gives you flexibility to move.
  • Owning a home gives you stability.
  • Buying a home is a decision to be made keeping in mind the larger scheme of things.


Real Estate Ads – Look Beyond the Fluff

Real Estate Ads – Look Beyond the Fluff

Mahesh, a good friend of mine came to me with utter confusion written all over his face one afternoon. He has been looking for a good residential project to invest in and was completely overwhelmed by the number of ads out in the media on homes. Almost everything seemed to promise the sun, moon and stars combined.

As any discerning customer, he knew not to take things on face value, but being able to read through the fluff was proving difficult.

We spent a good while discussing the subject and came to the conclusion that real estate ads tend to claim a set of features that seem too good to be true.

While these claims may be true, it is important that you learn to read through the fluff that is expert ad writing. We narrowed down on a list of words/terms that you may want to look into more deeply when you are evaluating a potential home :

1. Centrally located

Centrally located is a subjective matter as far an individual buyer is concerned. The property may be centrally placed in terms of geographic location in your city, but you will have to look into distances to your work place, school and other important amenities, before this term actually applies to you.

Moreover, centrally located may be understood as a neighbourhood that may be at a good point in the city but it is the location of the property within that neighbourhood that matters. Take for example, Bannerghatta road which stretches for close to 50kms. Centrally located here becomes subjective to where the property is placed on this road and how interior it may be as well.

Another example would be distances mentioned on brochures – Often builders claim to be only a few kilometres from the city centre or important amenities, whereas reality is something quite different. Such false claims may be quite misleading to potential buyers, especially NRIs.

2. Upcoming neighbourhood

There are several new neighbourhoods coming up across Bangalore. You will have to evaluate how new the neighbourhood actually is.

Look around for the development taking place in the area; evaluate utilities available, distances to emergency services and the like. You will also want to know how far you are from entertainment options and the time taken to commute to common places in your daily life.

Upcoming neighbourhood is also often the reason cited for inflated prices on a project. Independently verify property prices in the area and see if you are getting a good deal.

3. Close to Amenities

Common amenities that you need are hospitals, schools, stores that provide you with everyday needs, entertainment options, restaurants and the like. Make a list of amenities that you cannot do without and check to see how far each of these is from the property.

With most things going online today, especially as far as shopping is concerned, you need to know if the area this property is in facilitates Internet connectivity. There are quite a few localities that are not yet conducive to Internet connectivity.

4. Water-front property

Considering the fact that Bangalore does not have coastline, this is a feature that has to be well understood. We have a number of lakes which have properties placed in close vicinity. In fact, there are even a few builders that are making the effort to revive a lake in order to provide their property with this feature.

What you need to look out for is whether the waterfront view will be visible from every apartment or from a select few. Will these have a premium price tag attached to them is also something to consider.

5. Lots of natural light

This is something that you will have to see for yourself. The floor plan and the exteriors of the building will determine to a large extent the amount of natural light coming in.

What you may also want to see is your surroundings. If there is a chance of another high-rise development coming next to this property, your exposure to natural light will reduce.

6. The .5 room

Many builders offer you what is called a 2.5 bedroom home, where you have 2 proper bedrooms and a smaller room that may be used as an office/playroom/gym or the like.

You will want to check the dimensions of this room and its placement to see if it actually may prove useful to what you have in mind for it.

7. Ample parking space

There are a few details of this that need to be made clear – is the parking closed or open and how many vehicles may be accommodated.

You may also want to look into whether there is a possibility for the allotment of an additional parking space if needed. The arrangements for two wheelers will also have to be seen.

These are the primary terms that you must not take at face value. A good amount of research will help you decipher ad talk in a much better way. This will help you make a good decision.


  • Real estate ads must not be taken at face value.
  • Each term in the ad may not give you the exact picture.
  • It is important that you evaluate in each in your own perspective and according to your needs.
Searching for your Dream Home Virtually

Searching for your Dream Home Virtually


Buying a home is not an easy task today. You have to narrow down on a location, neighbourhood, find a home that matches your budgets, your personal requirements and which has promising appreciation.

Those looking for a home will tell you of the hours spent on research and commuting to multiple destinations to look for a home. The slew of advertisements in newspapers and the multitude of offers simply add to the confusion.